Who we are
Midlife Money Clarity Calculators is part of Chapter Her, a small independent project run by one creator. Chapter Her also publishes story videos on YouTube at @Chapter_Her000.
This site has free budgeting calculators for US and UK readers in midlife: catch-up contributions, moves, career breaks, care costs, holiday budgets and shared bills.
We are not a company of experts. We hold no professional credentials in counselling, law, finance, tax, insurance or medicine, and nothing here is professional advice. Pages are written with AI assistance and checked by the creator before they go up. Where a page quotes a number from research or an official body, it links to the source.
How this site is paid for
The tools and guides are free. We sell a small number of digital downloads through Gumroad:
- The 90-Day Holiday Budget Planner: Gift Caps & Hosting Cost Calculator ($9)
- Aging Parent Care Cost & Sibling Fair-Share Toolkit (US & UK) ($27)
- The 30-Day Fair-Share Bills Planner for Couples With Different Incomes ($9)
We currently receive no affiliate commissions and accept no paid placements. If that changes, pages will say so.
Your data
Calculators, quizzes and checklists run in your browser; what you type into them is not sent to us. We use Cloudflare Web Analytics, which counts page views without cookies. Gumroad handles checkout and payment under its own terms.
Contact
Corrections, questions or partnership enquiries: kingsley.voss.wealth@gmail.com. Full disclaimer, privacy and terms: legal page.
